• Our finance company (V12 Retail Finance Limited) will use a credit reference agency to check your credit rating in order to assess your application. The credit reference agency will keep a record of any search made.
  • In order to apply for credit you must:
    • Be at least 18 and under 75 years of age
    • Be either employed more than 16 hours per week, self-employed, retired and over the age of 50 or living with a working partner, or in receipt of an invalidity or disability allowance
    • Have been a UK resident for 12 months or more
    • Be able to make repayments by direct debit
    • Provide your previous address if you have lived at your current address for less than 3 years
  • Credit subject to status
  • Written quotations on request

All online finance purchases cannot be collected in store as we have to deliver them to the agreement address

V12 Retail Finance is owned by Secure Trust Bank PLC. Registered in England and Wales 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.